TUGAS BAHASA INGGRIS 4

Real conditions (true in the present/future)

if I had graduated from college later, I will work in foreign countries

Unreal conditions (contrary to present / future)

if i get a prize of one billion now, I will invite my family on vacation to Europe

Unreal conditions (contrary to past future)

if i hadn't been busy yesterday, I would accompany my mother to break the fast at home

TUGAS BAHASA INGGRIS 3

Library:

1.      You should return the books that you borrowed form library

2.      You should have to return thr books right away

3.      We can borrow books from the library

4.      We can’t borrow books today, because the library is close

Museum

1.      We should gather in front of the museum before 09.00 am.

2.      We should’t have to pay the ticket, because my brother had paid for us

3.      We can bring camera to the museum

4.      You can’t bring foods and eat inside the museum.

Park

1.      We should go to the park to refresh your mind

2.      We should’t step on the grass in the park

3.      You can play with your friend in the park

4.      We can’t throw the rubbush everywhere

Restaurant

1.      We should make reservation before we go to restaurant

2.      You should’t bring foo from other restaurant

3.      You can order burger in this restaurant

4.      You can’t eat the food in this restaurant, because the restaurant taste is horrible

Mall

1.      You should fit the clothes before you bought if from the mall

2.      You should’t throw the price tg before you pay it from mall

3.      We can see many things in mall

4.      We can’t taje the things from mall before you pay it.

OJK says RI banking industry has future

The Financial Services Authority (OJK) said that the Indonesian banking industry was showing much more potential in comparison to its Southeast Asian neighbors.

Based on OJK data, as of Dec. 31, 2013, Indonesian banks had a net interest margin of 4.89 percent, as reported by tribunnews.com.

In comparison, the net interest margin in the Philippines stood at 3.3 percent, 2.6 percent in Thailand, 2.3 percent in Malaysia and 1.3 percent in Singapore.

"This shows that we have far better prospects than our neighboring countries," Slamet Edy Poernomo, the OJK's banking supervision director, said in Jakarta on Friday.

Slamet emphasized that Indonesians should anticipate the expected increase in the number of foreign banks in the country following the launch of the ASEAN Economic Community (AEC) in 2015.

"The OJK has prepared a 2014 Indonesian Banking Masterplan in preparation for the AEC in order to enhance our banks' competitiveness," he said.

Other efforts include educating the public about the importance of consumer protection. (fss)

http://www.thejakartapost.com

"I think this is a fresh angina for investors who will or already has share in Indonesia. But it must be so maintained, dikarenkan free trade (APEC) in 2015 which started a huge impact on the growth of the State economy. If the government can not afford to control Indonesia and could face huge losses."